How I Saved Over $60,000 By Age 25

While still traveling, eating out, and spending (a lot of) money on clothes.

Zulie Rane
Entrepreneurship Handbook
8 min readJul 20, 2020

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I recently celebrated two milestones: turning 25 and realizing I’d saved enough to make a down payment on a 4-bedroom house if I wanted.

While turning 25 was unavoidable, the amount of money I’ve saved is very much thanks to the intentional habits and decisions I’ve made. Ever since I got my first job at 16, I’ve been conscious that keeping my eye on my financial goals and actively working towards them is the only way to achieve them.

I began saving as soon as I finished my Masters when I was 22. In three years, I’ve saved $60,000. Here are the six factors that helped me achieve that sum by age 25.

1. I Put My Entire Day Job Salary in My Savings

This one should not be a surprise. While I make a very comfortable salary on my day job, it’s not nearly enough to help me save $60,000 in 3 years. Instead, I effectively have two jobs — my first in Customer Success, and my second blogging, which earns me between $1,000 to $3,000 per month.

Not content with that, I also labored for over a year to make a profitable YouTube channel, a Patreon, and a coaching business. These streams contribute an additional $500+ per month, a number that is only increasing. It means every other week, when I get my day job salary, it can go straight into my savings account. My side hustles account for all my expenditures, with enough left over to boost my monthly savings rate.

This approach won’t work for everyone. My day job is remote, which means I don’t lose time to a commute. It’s a job I love, which means I don’t come home drained and mentally exhausted. Instead, it invigorates me while giving me the financial security to get creative with my side hobbies.

Finally, I absolutely love content creation, which lets me happily spend all my free time on it. While my friends and family members might be relaxing by watching TV, browsing social media, or pursuing any other hobby, I’m doing the same — but my hobbies happen to be very lucrative for me.

If I didn’t love making videos, writing articles, and helping others do the same, none of…

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